Protecting your valuable investment and treasured possession is a no-brainer for most boat owners. If you are taking out a boat loan, many lenders will require you to also take out the appropriate insurance.
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As with all insurance policies, boat insurance policies include specific terms and conditions around what is covered and what is not covered. To select the right policy to meet your needs, you should assess each policy carefully, noting the inclusions and exclusions to ensure they are applicable to how you will be using your boat.
Some state laws require that some boats be covered by insurance. This may depend on where your boat is stored and transported. Eg a trailer boat may be considered as a vehicle and require registration and hence may require third party insurance.
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We know people in the marine insurance sector and are happy to share the contact with you. Please get in touch.